Property

1004 LAKE CHARLES Circle, Lutz, FL 33548

470,000

FHA
$75,129 interest already paid off
3
2
1,638 sqft
Estimated Loan Balance$211,963
Cash to close$258,037
Est. Monthly PITI$1,872
Initial Loan Amount$255,192
Time on site23 days
Remaining Term21 years, 9 months

Payment Calculator

$1,872

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

How much can you bring down?$258,037
Find out if you qualify by applying with our experts.
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Assumed Rate

3.88%
6.56%

Principal & Interest

$1,201 /mo
$1,623 /mo
PatrickRachelMike

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About this home

LOCATIONSPACIOUSGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESFIREPLACEDECKSAFENO HOA
NO HOA! NO CDD! Situated on an expansive, fully fenced 0.59 acre lot with mature vegetation, this solid concrete BLOCK 3 bedroom, 2 bath, 2 car garage home offers 1,638 square feet of living space and an open floor plan built to last. Located in the highly desirable Lake Charles neighborhood of Lutz, Florida, this home is a true paradise for boater
2 monthsOn UMe
ResidentialProperty Type
1974Year Built
1638 SqftLiving Area
$287Price Per Sqft
$324Monthly Taxes

Listed by • Jack Guerra, LLC, PROVANTAGE GROUP LLC

Property Details

Garage/Carport Information

  • Has Garage
  • Has Attached Garage

Parking

  • Features: Attached, Garage
  • # of Parking (Total): 2
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

MLS ID: TB8459213

Listing From: STELLAR

Last updated: 2026-01-10T00:27:26.383Z

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