Property

522 Calle Montecito UNIT 114, Oceanside, CA 92057

444,999

VA
$32,735 interest already paid off
2
2
856 sqft
Estimated Loan Balance$226,545
Cash to close$217,947
Est. Monthly PITI$1,570
Initial Loan Amount$253,125
Time on site2 months
Remaining Term25 years, 3 months

Payment Calculator

$1,200

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

How much can you bring down?$217,947
Find out if you qualify by applying with our experts.
Get Prequalified

Assumed Rate

2.87%
6.47%

Principal & Interest

$1,050 /mo
$1,527 /mo
PatrickRachelMike

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About this home

LOCATIONFRESH PAINTMOVE-IN READYPATIOBALCONYPLAYGROUNDLAKE VIEWS
One of the best entry-level opportunities in Oceanside…with a view. 522 Calle Montecito #114 offers a rare chance for buyers to secure a two-bedroom, two-bath home overlooking Libby Lake, combining value, lifestyle, and long-term potential in one package. Whether you’re a first-time buyer or using VA financing, this is the kind of opportunity that
2 monthsOn UMe
ResidentialProperty Type
1985Year Built
856 SqftLiving Area
$520Price Per Sqft
$0Monthly Taxes

Listed by • Nicholas Miele, Compass

Property Details

Garage/Carport Information

  • No Garage
  • No Attached Garage

Parking

  • Features: No Garage
  • # of Parking (Total): Not specified
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

All information should be verified by the recipient and none is guaranteed as accurate by CRMLS

MLS ID: 260010789SD

Listing From: CRMLS

Last updated: 2026-05-05T21:10:53.363Z

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