1
Market opportunity
Oakland has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Oakland, California
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Oakland's prime neighborhoods.
4.2k+
Active Users
500+
Deals Closed
Market Alert
2.97% APR
Locked Rate Opportunity
Assumable in Oakland
Why Oakland for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Oakland. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Oakland.
Monthly Cash Saved
$1,138/mo
Annualized:$13,655
Featured Oakland Assets
Verified listings with pre-qualified low interest rates ready for assumption.
3.5% Locked
FHA • Verified
Recently Added
$550,000
9419 B St, Oakland, CA 94603 B St, Oakland
5 Bed2 Bath1,416 sqft
2.8% Locked
FHA • Verified
Recently Added
$549,000
653 2nd St, Richmond, CA 94801 2nd St, Richmond
4 Bed3 Bath1,550 sqft
2.7% Locked
VA • Verified
Recently Added
$389,000
205 Del Valle Cir, El Sobrante, CA 94803 Del Valle Cir, El Sobrante
2 Bed2 Bath1,022 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Oakland buyers who beat the market rates.
Trusted by homeowners across California
UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.