1
Market opportunity
Santa Barbara has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Santa Barbara, California
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Santa Barbara's prime neighborhoods.
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3.25% APR
Locked Rate Opportunity
Assumable in Santa Barbara
Why Santa Barbara for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Santa Barbara. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Santa Barbara.
Monthly Cash Saved
$1,072/mo
Annualized:$12,861
Featured Santa Barbara Assets
Verified listings with pre-qualified low interest rates ready for assumption.
No verified listings in Santa Barbara right now.
Browse all Santa Barbara listingsStop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Santa Barbara buyers who beat the market rates.
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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.