Live Housing Data • South Miami Beach, Florida

Keep the Rate,
Buy the Home.

Unlock thousands in monthly savings by assuming low-rate mortgages in South Miami Beach's prime neighborhoods.

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2.31% APR

Locked Rate Opportunity

Assumable in South Miami Beach

Why South Miami Beach for assumable homes

Local opportunity, verified listings, and real savings.

1

Market opportunity

South Miami Beach has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.

2

Prime areas

Our verified listings cover sought-after neighborhoods across South Miami Beach. Browse by map or list to find assumable homes in your preferred area.

3

Why assume now

With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.

The Cost of Waiting

Compare a standard 7.2% market rate against an assumable mortgage in South Miami Beach.

Monthly Cash Saved

$1,291/mo
Annualized:$15,495

Featured South Miami Beach Assets

Verified listings with pre-qualified low interest rates ready for assumption.

View Market Inventory

Stop overpaying
for your dream home.

UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of South Miami Beach buyers who beat the market rates.

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