1
Market opportunity
Bakersfield has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Bakersfield, California
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Bakersfield's prime neighborhoods.
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Active Users
500+
Deals Closed
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3.02% APR
Locked Rate Opportunity
Assumable in Bakersfield
Why Bakersfield for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Bakersfield. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Bakersfield.
Monthly Cash Saved
$1,126/mo
Annualized:$13,513
Featured Bakersfield Assets
Verified listings with pre-qualified low interest rates ready for assumption.
3.2% Locked
FHA • Verified
Recently Added
$285,000
2613 Edwards Avenue, Bakersfield, CA 93306 Edwards, Bakersfield
5 Bed2 Bath2,718 sqft
2.8% Locked
FHA • Verified
Recently Added
$319,900
3013 Cornell Street, Bakersfield, CA 93305 Cornell, Bakersfield
3 Bed2 Bath1,208 sqft
3.1% Locked
FHA • Verified
Recently Added
$540,000
10711 Four Bears Drive, Bakersfield, CA 93312 Four Bears, Bakersfield
4 Bed3 Bath2,777 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Bakersfield buyers who beat the market rates.
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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.