1
Market opportunity
Clearwater has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Clearwater, Florida
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Clearwater's prime neighborhoods.
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Active Users
500+
Deals Closed
Market Alert
2.90% APR
Locked Rate Opportunity
Assumable in Clearwater
Why Clearwater for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Clearwater. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Clearwater.
Monthly Cash Saved
$1,155/mo
Annualized:$13,858
Featured Clearwater Assets
Verified listings with pre-qualified low interest rates ready for assumption.
2.9% Locked
VA • Verified
Recently Added
$295,000
645 TIMBER BAY Circle E, Oldsmar, FL 34677 TIMBER BAY, Oldsmar
3 Bed2 Bath1,274 sqft
2.9% Locked
FHA • Verified
Recently Added
$278,000
3673 KINGS Road UNIT 102, Palm Harbor, FL 34685 KINGS, Palm Harbor
3 Bed3 Bath1,559 sqft
3% Locked
FHA • Verified
Recently Added
$349,900
4710 80TH Street N, St Petersburg, FL 33709 80TH, St Petersburg
4 Bed2 Bath1,828 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Clearwater buyers who beat the market rates.
Trusted by homeowners across Florida
UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.