1
Market opportunity
Irvine has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Irvine, California
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Irvine's prime neighborhoods.
4.2k+
Active Users
500+
Deals Closed
Market Alert
2.89% APR
Locked Rate Opportunity
Assumable in Irvine
Why Irvine for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Irvine. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Irvine.
Monthly Cash Saved
$1,158/mo
Annualized:$13,891
Featured Irvine Assets
Verified listings with pre-qualified low interest rates ready for assumption.
2.9% Locked
VA • Verified
Recently Added
$849,000
107 Yorktown Lane, Costa Mesa, CA 92626 Yorktown, Costa Mesa
3 Bed2 Bath1,320 sqft
2.9% Locked
FHA • Verified
Recently Added
$1,450,000
906 Easton St, Placentia, CA 92870 Easton St, Placentia
0 Bed0 Bath0 sqft
2.9% Locked
VA • Verified
Recently Added
$1,250,000
111 Mayfair, Aliso Viejo, CA 92656 Mayfair, Aliso Viejo
4 Bed3 Bath1,726 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Irvine buyers who beat the market rates.
Trusted by homeowners across California
UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.