1
Market opportunity
Lincoln has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Lincoln, California
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Lincoln's prime neighborhoods.
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Active Users
500+
Deals Closed
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2.87% APR
Locked Rate Opportunity
Assumable in Lincoln
Why Lincoln for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Lincoln. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Lincoln.
Monthly Cash Saved
$1,162/mo
Annualized:$13,938
Featured Lincoln Assets
Verified listings with pre-qualified low interest rates ready for assumption.
2.8% Locked
VA • Verified
Recently Added
$494,900
2920 Twin Creeks Lane, Rocklin, CA 95677 Twin Creeks, Rocklin
3 Bed3 Bath1,319 sqft
2.9% Locked
FHA • Verified
Recently Added
$550,000
914 Oak Ridge Drive, Roseville, CA 95661 Oak Ridge, Roseville
4 Bed2 Bath1,724 sqft
2.9% Locked
VA • Verified
Recently Added
$1,124,000
7230 Fuller Drive, Granite Bay, CA 95746 Fuller, Granite Bay
5 Bed3 Bath3,180 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Lincoln buyers who beat the market rates.
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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.