1
Market opportunity
Phoenix has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Phoenix, Arizona
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Phoenix's prime neighborhoods.
4.2k+
Active Users
500+
Deals Closed
Market Alert
3.40% APR
Locked Rate Opportunity
Assumable in Phoenix
Why Phoenix for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Phoenix. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Phoenix.
Monthly Cash Saved
$1,035/mo
Annualized:$12,419
Featured Phoenix Assets
Verified listings with pre-qualified low interest rates ready for assumption.
2.4% Locked
VA • Certified
Recently Added
$950,000
6428 E SHEA Boulevard, Scottsdale, AZ 85254 SHEA, Scottsdale
5 Bed3 Bath2,610 sqft
5% Locked
FHA • Certified
Recently Added
$289,000
3648 W MORELAND Street, Phoenix, AZ 85009 MORELAND, Phoenix
3 Bed1 Bath1,288 sqft
2.8% Locked
VA • Verified
Recently Added
$315,000
111 W CHAMBERS Street, Phoenix, AZ 85041 CHAMBERS, Phoenix
4 Bed2 Bath1,519 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Phoenix buyers who beat the market rates.
Trusted by homeowners across Arizona
UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.