1
Market opportunity
San Jose has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • San Jose, California
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in San Jose's prime neighborhoods.
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Active Users
500+
Deals Closed
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3.30% APR
Locked Rate Opportunity
Assumable in San Jose
Why San Jose for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across San Jose. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in San Jose.
Monthly Cash Saved
$1,060/mo
Annualized:$12,716
Featured San Jose Assets
Verified listings with pre-qualified low interest rates ready for assumption.
2.8% Locked
FHA • Verified
Recently Added
$750,000
5504 Don Marcello Court, San Jose, CA 95123 Don Marcello, San Jose
3 Bed2 Bath1,156 sqft
2.9% Locked
FHA • Verified
Recently Added
$1,175,000
1310 Park Pleasant Circle, San Jose, CA 95127 Park Pleasant, San Jose
3 Bed2 Bath1,494 sqft
4.2% Locked
VA • Verified
Recently Added
$499,950
5630 Allen Avenue UNIT 4, San Jose, CA 95123 Allen, San Jose
2 Bed1 Bath798 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of San Jose buyers who beat the market rates.
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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.