1
Market opportunity
Santa Monica has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Santa Monica, California
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Santa Monica's prime neighborhoods.
4.2k+
Active Users
500+
Deals Closed
Market Alert
3.01% APR
Locked Rate Opportunity
Assumable in Santa Monica
Why Santa Monica for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Santa Monica. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Santa Monica.
Monthly Cash Saved
$1,129/mo
Annualized:$13,551
Featured Santa Monica Assets
Verified listings with pre-qualified low interest rates ready for assumption.
3% Locked
VA • Verified
Recently Added
$1,350,000
615 Hampton Drive UNIT A102, Venice, CA 90291 Hampton, Venice
1 Bed2 Bath1,451 sqft
3.3% Locked
VA • Verified
Recently Added
$950,000
2628 S Barrington Avenue, Los Angeles, CA 90064 Barrington, Los Angeles
2 Bed2 Bath1,104 sqft
2.8% Locked
VA • Verified
Recently Added
$1,499,000
533 N Marquette Street, Pacific Palisades, CA 90272 Marquette, Pacific Palisades
0 Bed0 Bath0 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Santa Monica buyers who beat the market rates.
Trusted by homeowners across California
UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.