1
Market opportunity
Surprise has a growing number of assumable mortgages. Lock in today’s low rates by assuming an existing loan instead of financing at market rates.
Live Housing Data • Surprise, Arizona
Keep the Rate,
Buy the Home.
Unlock thousands in monthly savings by assuming low-rate mortgages in Surprise's prime neighborhoods.
4.2k+
Active Users
500+
Deals Closed
Market Alert
2.63% APR
Locked Rate Opportunity
Assumable in Surprise
Why Surprise for assumable homes
Local opportunity, verified listings, and real savings.
2
Prime areas
Our verified listings cover sought-after neighborhoods across Surprise. Browse by map or list to find assumable homes in your preferred area.
3
Why assume now
With rates still high for new loans, assuming can save you hundreds per month. Certified listings have accurate details from listing agents.
The Cost of Waiting
Compare a standard 7.2% market rate against an assumable mortgage in Surprise.
Monthly Cash Saved
$1,219/mo
Annualized:$14,633
Featured Surprise Assets
Verified listings with pre-qualified low interest rates ready for assumption.
3.4% Locked
VA • Certified
Recently Added
$340,000
16829 N ORCHARD HILLS Drive, Sun City, AZ 85351 ORCHARD HILLS, Sun City
3 Bed2 Bath1,465 sqft
2.3% Locked
VA • Certified
Recently Added
$682,500
18173 W MACKENZIE Drive, Goodyear, AZ 85395 MACKENZIE, Goodyear
5 Bed3 Bath2,795 sqft
2.3% Locked
FHA • Verified
Recently Added
$409,990
11752 N 165TH Avenue, Surprise, AZ 85388 165TH, Surprise
3 Bed2 Bath1,797 sqft
Stop overpaying
for your dream home.
UMe is the first platform designed specifically to uncover and secure assumable mortgage assets. Join thousands of Surprise buyers who beat the market rates.
Trusted by homeowners across Arizona
UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.