UMe
Get pre-qualified

Assumable homes for sale in Denver, CO

200 homesFHA & VA loansrates from 2.00% vs 6.95% today

Denver assumption guide
14324 Hawaii Circle #E, Aurora, CO, 80012 — assumable FHA mortgage at 2.94%
FHATop pick
Active
27
$199,000Potential short sale
Rate
2.94%
6.95%today
Payment
$994/mo
$1,573today
  • 2beds
  • 1baths
  • 840sqft

14324 Hawaii Circle #E, Aurora

13606 Bates Avenue #409, Aurora, CO, 80014 — assumable FHA mortgage at 3.02%
FHATop pick
Active
25
$149,000Potential short sale
Rate
3.02%
6.95%today
Payment
$809/mo
$1,267today
  • 2beds
  • 2baths
  • 1,200sqft

13606 Bates Avenue #409, Aurora

1196 Grant Street #507, Denver, CO, 80203 — assumable FHA mortgage at 3.07%
FHATop pick
Active
20
$214,995Potential short sale
Rate
3.07%
6.95%today
Payment
$1,019/mo
$1,585today
  • 1beds
  • 1baths
  • 622sqft

1196 Grant Street #507, Denver

1917 Kingston Street, Aurora, CO, 80010 — assumable VA mortgage at 2.77%
VATop pick
Active
25
$375,000$19,250 down
Rate
2.77%
6.95%today
Payment
$1,637/mo
$2,648today
  • 3beds
  • 1baths
  • 971sqft

1917 Kingston Street, Aurora

1111 Ash Street #110, Denver, CO, 80220 — assumable VA mortgage at 2.87%
VATop pick
Active
25
$239,900$19,533 down
Rate
2.87%
6.95%today
Payment
$1,050/mo
$1,676today
  • 2beds
  • 1baths
  • 969sqft

1111 Ash Street #110, Denver

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$520,000$44,697 down
Rate
2.88%
6.95%today
Payment
$2,175/mo
$3,469today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

5751 Ithaca Place #4, Denver, CO, 80237 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$369,900$31,053 down
Rate
2.90%
6.95%today
Payment
$1,575/mo
$2,505today
  • 2beds
  • 2baths
  • 1,845sqft

5751 Ithaca Place #4, Denver

1130 Pennsylvania Street #202, Denver, CO, 80203 — assumable FHA mortgage at 2.96%
FHATop pick
Active
20
$195,000$8,898 down
Rate
2.96%
6.95%today
Payment
$881/mo
$1,390today
  • 1beds
  • 1baths
  • 550sqft

1130 Pennsylvania Street #202, Denver

725 Alton Way #7A, Denver, CO, 80247 — assumable VA mortgage at 2.98%
VATop pick
Active
33
$239,900$18,480 down
Rate
2.98%
6.95%today
Payment
$1,045/mo
$1,645today
  • 2beds
  • 2baths
  • 1,200sqft

725 Alton Way #7A, Denver

9380 Center Avenue #1B, Denver, CO, 80247 — assumable VA mortgage at 2.99%
VATop pick
Active
39
$159,900$12,751 down
Rate
2.99%
6.95%today
Payment
$713/mo
$1,121today
  • 2beds
  • 1baths
  • 870sqft

9380 Center Avenue #1B, Denver

7370 Florida Avenue #1009, Denver, CO, 80231 — assumable FHA mortgage at 3.17%
FHATop pick
Active
26
$369,000$34,098 down
Rate
3.17%
6.95%today
Payment
$1,629/mo
$2,502today
  • 2beds
  • 3baths
  • 1,454sqft

7370 Florida Avenue #1009, Denver

3437 63rd Place, Denver, CO, 80221 — assumable VA mortgage at 2.54%
VA
Active
25
$439,000$56,511 down
Rate
2.54%
6.95%today
Payment
$1,692/mo
$2,819today
  • 2beds
  • 3baths
  • 1,160sqft

3437 63rd Place, Denver

1058 Raleigh st Street, Denver, CO, 80219 — assumable FHA mortgage at 2.625%
FHA
Active
14
$350,000$42,258 down
Rate
2.625%
6.95%today
Payment
$1,400/mo
$2,307today
  • 2beds
  • 1baths
  • 1,160sqft

1058 Raleigh st Street, Denver

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHA
Active
14
$215,000$31,104 down
Rate
2.67%
6.95%today
Payment
$853/mo
$1,397today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

2 Adams Street #603, Denver, CO, 80206 — assumable FHA mortgage at 2.77%
FHA
Active
48
$300,000$54,852 down
Rate
2.77%
6.95%today
Payment
$1,152/mo
$1,863today
  • 1beds
  • 1baths
  • 779sqft

2 Adams Street #603, Denver

3355 Flower Street #90, Lakewood, CO, 80227 — assumable VA mortgage at 2.77%
VA
Active
38
$240,000$33,317 down
Rate
2.77%
6.95%today
Payment
$971/mo
$1,571today
  • 2beds
  • 1baths
  • 944sqft

3355 Flower Street #90, Lakewood

1772 Trenton Street #9, Denver, CO, 80231 — assumable FHA mortgage at 2.80%
FHA
Active
17
$265,000$39,866 down
Rate
2.80%
6.95%today
Payment
$1,040/mo
$1,675today
  • 2beds
  • 2baths
  • 1,030sqft

1772 Trenton Street #9, Denver

2498 Scranton Way, Aurora, CO, 80014 — assumable FHA mortgage at 2.81%
FHA
Active
37
$420,000$18,370 down
Rate
2.81%
6.95%today
Payment
$1,883/mo
$3,029today
  • 4beds
  • 4baths
  • 2,477sqft

2498 Scranton Way, Aurora

1184 Uvalda Street, Aurora, CO, 80012 — assumable FHA mortgage at 2.81%
FHA
Active
15
$225,000$21,515 down
Rate
2.81%
6.95%today
Payment
$949/mo
$1,527today
  • 2beds
  • 1baths
  • 810sqft

1184 Uvalda Street, Aurora

2557 Dover Street #28, Lakewood, CO, 80227 — assumable FHA mortgage at 2.84%
FHA
Active
50
$308,000$60,095 down
Rate
2.84%
6.95%today
Payment
$1,174/mo
$1,882today
  • 3beds
  • 2baths
  • 1,128sqft

2557 Dover Street #28, Lakewood

3318 Washington Street, Englewood, CO, 80113 — assumable FHA mortgage at 2.85%
FHA
Active
35
$595,000$76,264 down
Rate
2.85%
6.95%today
Payment
$2,436/mo
$3,900today
  • 2beds
  • 4baths
  • 1,596sqft

3318 Washington Street, Englewood

10165 25th Avenue #103, Lakewood, CO, 80215 — assumable VA mortgage at 2.86%
VA
Active
17
$207,900$39,981 down
Rate
2.86%
6.95%today
Payment
$781/mo
$1,248today
  • 2beds
  • 1baths
  • 864sqft

10165 25th Avenue #103, Lakewood

2125 Troy Way, Aurora, CO, 80014 — assumable FHA mortgage at 2.88%
FHA
Active
35
$324,000$58,945 down
Rate
2.88%
6.95%today
Payment
$1,264/mo
$2,015today
  • 2beds
  • 2baths
  • 1,109sqft

2125 Troy Way, Aurora

12360 Nevada Place #104, Lakewood, CO, 80228 — assumable FHA mortgage at 2.96%
FHA
Active
32
$284,900$54,256 down
Rate
2.96%
6.95%today
Payment
$1,091/mo
$1,722today
  • 2beds
  • 2baths
  • 920sqft

12360 Nevada Place #104, Lakewood

1057 Ursula Street, Aurora, CO, 80011 — assumable VA mortgage at 2.96%
VA
Active
26
$422,000$76,743 down
Rate
2.96%
6.95%today
Payment
$1,634/mo
$2,578today
  • 4beds
  • 2baths
  • 1,621sqft

1057 Ursula Street, Aurora

2265 Kenton Street, Aurora, CO, 80014 — assumable FHA mortgage at 2.98%
FHA
Active
43
$469,000$85,901 down
Rate
2.98%
6.95%today
Payment
$1,817/mo
$2,860today
  • 2beds
  • 2baths
  • 1,416sqft

2265 Kenton Street, Aurora

558 Elm Street, Denver, CO, 80246 — assumable FHA mortgage at 3.00%
FHA
Active
38
$625,000$102,399 down
Rate
3.00%
6.95%today
Payment
$2,484/mo
$3,900today
  • 3beds
  • 4baths
  • 2,477sqft

558 Elm Street, Denver

725 Kingston Street, Aurora, CO, 80010 — assumable FHA mortgage at 3.05%
FHA
Active
30
$355,000$60,071 down
Rate
3.05%
6.95%today
Payment
$1,416/mo
$2,209today
  • 2beds
  • 1baths
  • 744sqft

725 Kingston Street, Aurora

495 Dayton Street #10A, Denver, CO, 80247 — assumable VA mortgage at 3.06%
VA
Active
27
$289,000$43,902 down
Rate
3.06%
6.95%today
Payment
$1,175/mo
$1,831today
  • 2beds
  • 2baths
  • 1,200sqft

495 Dayton Street #10A, Denver

540 Forest Street #205, Denver, CO, 80246 — assumable FHA mortgage at 3.06%
FHA
Active
34
$350,000$65,826 down
Rate
3.06%
6.95%today
Payment
$1,359/mo
$2,118today
  • 2beds
  • 2baths
  • 1,145sqft

540 Forest Street #205, Denver

7220 Avrum Drive, Denver, CO, 80221 — assumable VA mortgage at 3.06%
VA
Active
33
$475,000$89,559 down
Rate
3.06%
6.95%today
Payment
$1,848/mo
$2,879today
  • 3beds
  • 2baths
  • 1,597sqft

7220 Avrum Drive, Denver

725 Clinton Street #2B, Denver, CO, 80247 — assumable FHA mortgage at 3.08%
FHA
Active
19
$144,900$6,907 down
Rate
3.08%
6.95%today
Payment
$663/mo
$1,031today
  • 2beds
  • 1baths
  • 870sqft

725 Clinton Street #2B, Denver

795 Alton Way #7A, Denver, CO, 80247 — assumable VA mortgage at 3.08%
VA
Active
38
$238,500$31,027 down
Rate
3.08%
6.95%today
Payment
$997/mo
$1,549today
  • 2beds
  • 2baths
  • 1,200sqft

795 Alton Way #7A, Denver

100 Park Avenue #1907, Denver, CO, 80205 — assumable VA mortgage at 3.33%
VA
Active
22
$280,000$20,501 down
Rate
3.33%
6.95%today
Payment
$1,319/mo
$1,986today
  • 1beds
  • 1baths
  • 760sqft

100 Park Avenue #1907, Denver

2685 Dayton Way #138, Denver, CO, 80231 — assumable FHA mortgage at 3.45%
FHA
Active
38
$405,000$31,509 down
Rate
3.45%
6.95%today
Payment
$1,829/mo
$2,714today
  • 3beds
  • 2baths
  • 1,820sqft

2685 Dayton Way #138, Denver

465 Cody Drive, Denver, CO, 80226 — assumable FHA mortgage at 3.51%
FHA
Active
43
$649,000$35,660 down
Rate
3.51%
6.95%today
Payment
$3,024/mo
$4,452today
  • 4beds
  • 2baths
  • 1,159sqft

465 Cody Drive, Denver

Assuming a mortgage in Denver

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$435 /mo
Median cash to assume
$142,745
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe