$312,500
($73,111 down)1120 W River Street, Monticello, MN 55362
PITI Monthly
Listing courtesy of: , JPW Realty
Assumed Rate
3.07%
7.15%Principal & Interest
$1,094 /mo
$1,738 /moWhat's Special
Charming 3-bedroom, 1-bath home just a few blocks from downtown Monticello and directly across from the scenic Mississippi River. Nestled on a peaceful half-acre lot in a quiet neighborhood, this home features all 3 bedrooms on one level, a bright and spacious living room, and a separate kitchen and dining area. Enjoy the convenience of a 3-season porch/breezeway that connects the garage to the house. The unfinished basement offers potential for additional living space, and the home is ready for your personal updates and touches.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,666.38/mo
Estimated Loan Balance
$240,827
Cash to close
$73,111
Interest Paid
$24,814
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
Cooling & Heating
- Cooling: Central Air
- Heating: Forced Air
Features
- Materials: Wood Siding
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: City Sewer/Connected
- Water Source: City Water/Connected
Pool
- Has Pool: No
- Pool Features: Unknown
Construction
Type & Style
- Stories:
- Home type: Single Family Residence
- Architectural Style: Unknown
Materials
- Wood Siding
- Roof: Unknown
Condition
- Year Built: 1963
Details
- Builder:
Community & HOA
Community
- Subdivision: River Terrace
- Features: None
HOA
- Has HOA: No
Location
- Region: Monticello
Financial Details
- Price per Sqft: $237.82
- Tax Annual Amount: $2878
- On Market Date: 2025-04-03T00:00:00.000Z
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You cover the entire equity of $73,111!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NST6692605
Listing From: northstar
Last updated: 2025-04-05T23:56:06.000Z
© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.07%
7.15%Principal & Interest
$1,094 /mo
$1,738 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $73,111!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
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