$879,000
($93,613 down)1167 Via Lucero, Oceanside, CA 92056
PITI Monthly
Listing courtesy of: Ashley Okeefe, Compass
Assumed Rate
4%
7.15%Principal & Interest
$3,982 /mo
$5,633 /moWhat's Special
Experience the elegance of coastal living in the gated community of Pacific Ridge, located in Rancho del Oro, Oceanside. This distinguished end unit features three beautifully appointed bedrooms and two and a half baths within 1,820 square feet of refined space. Enjoy modern comforts such as quartz countertops, luxury vinyl plank flooring, air conditioning, and an in-unit washer/dryer upstairs. The community enriches your lifestyle with amenities, including a sparkling pool, hot tub, BBQs, and diverse playgrounds, perfect for relaxation and entertainment. With an attached two-car garage and a pet-friendly policy, convenience is at your doorstep. Located just miles from the beach and close to vibrant shopping and dining, this home perfectly balances tranquility and accessibility.
Assumption Snapshot
Type of Loan
VA
Interest Rate
4
Remaining Loan Term
26 years, 10 months
Monthly PITI
$5,113.8/mo
Estimated Loan Balance
$789,451
Cash to close
$93,613
Interest Paid
$102,706
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: CentralAir
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: HeatedPassively, SaltWater, Association
Construction
Type & Style
- Stories: 2
- Home type: Townhouse
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 2018
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
- Has HOA: Yes
- HOA Name: Pacific Ridge
- HOA Amenities: Unknown
- HOA Fee: $411
- HOA Frequency: $Monthly
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $482.97
- Tax Annual Amount: $10987.5
- On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $93,613!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NDP2503527
Listing From:
Last updated: 2025-04-14T19:04:12.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4%
7.15%Principal & Interest
$3,982 /mo
$5,633 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $93,613!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
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