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$539,900

($132,674 down)
FHA

1901 N 22ND Street, Phoenix, AZ 85006

4
2
1,729 sqft
PITI Monthly
$3,002.04 /mo

Listing courtesy of: Tomyal Emptage, Brokers Hub Realty, LLC

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,572 /mo
$2,818 /mo

What's Special

REMODELED
SPACIOUS
MODERN
RENOVATED
HIGH-END FINISHES
HOME OFFICE
PATIO

Stylish. Spacious. Super Convenient. This beautifully updated 4-bed, 2-bath home blends style, comfort, & versatility—perfect for families, professionals, or multigen living. Step inside to a fresh, clean design with laminate flooring throughout & a remodeled kitchen ft sleek butcher block counters, modern cabinetry, & designer touches that pop. Both baths have been renovated with high-end finishes, & the split primary ste offers privacy. The other bedrooms are flexible for guests, a home office, or whatever you need next. Enjoy seamless indoor-outdoor living with doors that open to a patio and low-maintenance turf yard—ideal for entertaining or relaxing. BONUS: A finished slab with electric, plumbing, and sewer already in place—perfect for your future RV, guest suite, or ADU.

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,002.04/mo
Estimated Loan Balance
$408,555
Cash to close
$132,674
Interest Paid
$51,655

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Other, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition, Reflective Coating, Built-Up, Rolled/Hot Mop
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Painted, Block
  • Roof: Composition, Reflective Coating, Built-Up, Rolled/Hot Mop
Condition
  • Year Built: 1953
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: KRAFT SUB
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $312.26
  • Tax Annual Amount: $864
  • On Market Date: 2025-04-04T00:00:00.000Z
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Savings Calculator

Current cash to close is $132,674 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $132,674!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$407,226
Your Cash$132,674
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,572/mo
Traditional @ 7.5%
$2,924/mo
You save $351/month ($4,217/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845861

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T17:02:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,572 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $132,674 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $132,674!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$407,226
Your Cash$132,674
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,572/mo
Traditional @ 7.5%
$2,924/mo
You save $351/month ($4,217/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.