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$690,000

($197,878 down)
VA

1959 Cordelia Drive, Atwater, CA 95301

6
5
4,195 sqft
PITI Monthly
$2,420.86 /mo

Listing courtesy of: Christine L Kinsley, Berkshire Hathaway HomeServices-Drysdale Properties

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,254 /mo
$3,579 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
DOUBLE VANITY
SOAKING TUB
COZY

Spacious 6-Bedroom Home with Paid-Off Solar & Water Softener! Looking for a home with plenty of space? This 6-bedroom, 4.5-bathroom home offers room to grow and entertain! Welcome living room with a cozy fireplace, perfect for relaxing evenings. The huge kitchen is a chef's dream, featuring granite countertops, an oversized island, ample cabinet space, and stainless steel appliances, including a double oven, stovetop, and dishwasherall opening up to the spacious family room for seamless gatherings with hardwood floors downstairs! With two downstairs bedrooms and a full bath, this home is ideal for multi-generational living or hosting guests. Upstairs, the expansive primary suite features a walk-in closet with custom cabinets, ceiling fans, and a luxurious en-suite bathroom with a shower stall, soaking tub, and double vanity sinks. A second suite with its own private bathroom adds even more flexibility. Enjoy energy efficiency and savings with PAID-OFF SOLAR at closing, plus the added bonus of a water softener included! Plus relax in the personal spa! Don't miss out on this incredible opportunity

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,420.86/mo
Estimated Loan Balance
$494,104
Cash to close
$197,878
Interest Paid
$51,114

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Granite, Wood

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Atwater

Financial Details

  • Price per Sqft: $164.48
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:13:40.000Z
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Savings Calculator

Current cash to close is $197,878 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $197,878!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$492,122
Your Cash$197,878
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,254/mo
Traditional @ 7.15%
$3,713/mo
You save $1,458/month ($17,500/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225029676

Listing From: MLS Metrolist

Last updated: 2025-04-19T11:17:31.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,254 /mo
$3,579 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $197,878 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $197,878!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$492,122
Your Cash$197,878
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,254/mo
Traditional @ 7.15%
$3,713/mo
You save $1,458/month ($17,500/year)

*Secondary financing rates are an estimated value based on input

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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.