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$449,000

($76,966 down)
FHA

2076 Cedar Lane, Big Bear City, CA 92314

4
2
1,519 sqft
PITI Monthly
$3,029.28 /mo

Listing courtesy of: Joel Cheek, EXP REALTY OF SOUTHERN CA. INC

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,137 /mo
$2,620 /mo

What's Special

SPACIOUS
FIREPLACE
VAULTED CEILINGS
MASTER SUITE
DECK

Are you looking for soaring vaulted ceilings, 3 bedrooms + a 4th bedroom/office/bonus room? This home is your opportunity to enjoy the natural light from inside or the outside deck that surrounds the living area. The lower level provides easy access to the garage and very spacious bonus room. The second story is your main level with desirable vaulted ceilings, corner fireplace and staircase leading up to the master suite. Also on the main level, you have 2 bedrooms, full bath and kitchen! The windows that span the front of the main living area are accented with 2 slider doors that lead to the front deck. The fenced back yard creates even more spaces to enjoy. This home feels spacious and has many spaces and features that might be prefect for you!

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,029.28/mo
Estimated Loan Balance
$486,603
Cash to close
$76,966
Interest Paid
$54,706

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Hiking, NearNationalForest, Park
HOA
  • Has HOA: No
Location
  • Region: Big Bear City

Financial Details

  • Price per Sqft: $295.59
  • Tax Annual Amount: $5612.5
  • On Market Date: 2025-04-22T00:00:00.000Z
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Savings Calculator

Current cash to close is $76,966 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $76,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$372,034
Your Cash$76,966
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,137/mo
Traditional @ 7.15%
$2,717/mo
You save $580/month ($6,963/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25088610

Listing From:

Last updated: 2025-04-22T23:34:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,137 /mo
$2,620 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $76,966 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $76,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$372,034
Your Cash$76,966
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,137/mo
Traditional @ 7.15%
$2,717/mo
You save $580/month ($6,963/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.