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$715,000

($93,180 down)
VA

20938 Cashew Street, Wildomar, CA 92595

4
3
1,943 sqft
PITI Monthly
$3,034.01 /mo

Listing courtesy of: Denise Gentile, Coldwell Banker Assoc Brkr-SC

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,817 /mo
$4,548 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
CHARMING
COZY
NO HOA

Welcome to Wildomar Ranch! Highly sought-after community with exceptionally LOW Taxes, and NO HOA! Was Just reduced $20K! For this Fabulous 2 story home built in 1986, Boasts of 1,943 sq. ft., featuring; 4 bedrooms (3 upstairs, 1 downstairs) , 3 bathrooms (1 on main floor) with walk in shower, a spacious living room with cozy fireplace and plenty of windows so the home shows bright and airy, a family room, indoor laundry, and an Expansive lot with in-ground Pool/Spa, Basketball Court, Chicken coop, Coral area, and is just under 1/2 acre, is zoned for horses, with PAID off Solar, 2-car garage, and RV parking! Greeted by a charming covered front porch, Facing South, with an awesome seating area—perfect for enjoying the evenings breathtaking sunsets. Other features include; a front security screen door, key-less entry, smart doorbell/camera system monitored by ADT, Open floor plan, laminate wood flooring, decorative potted shelves, recessed lighting, ceiling & upstairs whole house fan. In the heart of the home is the gourmet kitchen, thoughtfully designed with quartz countertops, soft close cabinets & drawers, stainless steel appliances, gas range, and a generously sized prep island. The kitchen flows effortlessly into both the living and family room, complete with a cozy wood-burning fireplace for cooler evenings in the living area. The primary suite upstairs is great size to include a retreat area, vaulted ceilings & fan, dual sink vanity, a glass-enclosed tub/shower, and a spacious walk-in closet. Situated on a quiet corner lot, this exceptional property offers Rural tranquility, and plenty of space for outdoor enjoyment! This home perfectly balances rural charm, and accessibility to nearby amenities. Don’t miss this incredible opportunity—schedule your private showing today and experience all this property has to offer!

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Assumption Snapshot

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,034.01/mo
Estimated Loan Balance
$629,517
Cash to close
$93,180
Interest Paid
$69,791

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas, WholeHouseFan
  • Heating: Central, Fireplaces, Solar
Features
  • Materials: Drywall, Glass, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Drywall, Glass, Concrete, Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Wildomar

Financial Details

  • Price per Sqft: $367.99
  • Tax Annual Amount: $8937.5
  • On Market Date: 2025-01-01T00:00:00.000Z
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Savings Calculator

Current cash to close is $93,180 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $93,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$621,820
Your Cash$93,180
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,817/mo
Traditional @ 7.15%
$4,718/mo
You save $1,900/month ($22,805/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24254616

Listing From:

Last updated: 2025-04-25T02:30:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,817 /mo
$4,548 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $93,180 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $93,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$621,820
Your Cash$93,180
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,817/mo
Traditional @ 7.15%
$4,718/mo
You save $1,900/month ($22,805/year)

*Secondary financing rates are an estimated value based on input

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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.