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Closed

$399,000

($225,559 down)
FHA

2103 Miller Avenue, Modesto, CA 95354

3
1
1,248 sqft
PITI Monthly
$1,666.16 /mo

Listing courtesy of: Maggie Garcia, Next Home Progressive

Assumed Rate

3.44%
7.15%

Principal & Interest

$950 /mo
$1,439 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS

Welcome to 2103 Miller Ave Modesto. This cutie is ready for new homeowners. The home offers three spacious bedrooms and one bathroom, plenty of room in the kitchen to spend time with the family. You will fall in love with the hardwood floors and the outside will not disappoint. You'll have an adorable front porch to enjoy that morning coffee and the backyard is large enough for that growing family.

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 6 months
Monthly PITI
$1,666.16/mo
Estimated Loan Balance
$234,454
Cash to close
$225,559
Interest Paid
$56,784

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: SeeRemarks
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1949
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Modesto

Financial Details

  • Price per Sqft: $319.71
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-02-28T00:00:00.000Z
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Savings Calculator

Current cash to close is $225,559 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $225,559!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$173,441
Your Cash:$225,559
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$950/mo
Traditional @ 7.15%
$1,493/mo
You save $543/month ($6,517/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25044879

Listing From:

Last updated: 2025-04-23T06:37:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$950 /mo
$1,439 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $225,559 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $225,559!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$173,441
Your Cash:$225,559
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$950/mo
Traditional @ 7.15%
$1,493/mo
You save $543/month ($6,517/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.