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$450,000

($290,214 down)
FHA

2144 W BARWICK Drive, Phoenix, AZ 85085

3
3
1,655 sqft
PITI Monthly
$1,501.41 /mo

Listing courtesy of: Andrea M Crouch, eXp Realty

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,054 /mo
$1,426 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CLUBHOUSE
FITNESS CENTER
TENNIS COURTS

Modern Comfort Meets Desert Adventure in Fireside at Norterra! Welcome to this beautifully maintained 3-bedroom, 2-bathroom detached home with 2 car garage nestled in the highly sought-after Fireside at Norterra community. With over 1,600 square feet of thoughtfully designed living space, this home offers the perfect blend of functionality & style. The open-concept floor plan features a spacious great room, a light-filled kitchen with lots of countertops & stainless steel appliances, & a private primary suite with a generous walk-in closet. Step outside & enjoy the Arizona lifestyle! This home is just steps from scenic hiking & biking trails & a short walk to Fireside's resort-style amenities, including a clubhouse, fitness center, heated pools, spa, tennis courts, and more. Located just minutes from the TSMC campus, I-17, and premier shopping and dining.

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.37
Remaining Loan Term
18 years, 5 months
Monthly PITI
$1,501.41/mo
Estimated Loan Balance
$161,657
Cash to close
$290,214
Interest Paid
$95,077

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Stone

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Pulte Homes

Community & HOA

Community
  • Subdivision: Fireside at Norterra
  • Features: Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Fireside at Norterra
  • HOA Amenities: Unknown
  • HOA Fee: $495
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $271.9
  • Tax Annual Amount: $1776
  • On Market Date: 2025-04-11T15:10:11.000Z
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Savings Calculator

Current cash to close is $290,214 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $290,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$159,786
Your Cash:$290,214
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,054/mo
Traditional @ 7.15%
$1,480/mo
You save $426/month ($5,109/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849925

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-19T18:13:26.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,054 /mo
$1,426 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $290,214 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $290,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$159,786
Your Cash:$290,214
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,054/mo
Traditional @ 7.15%
$1,480/mo
You save $426/month ($5,109/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.