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$1,075,000

($397,386 down)
VA

2146 Penasquitas Drive, Aptos, CA 95003

3
2
1,587 sqft
PITI Monthly
$4,743.65 /mo

Listing courtesy of: Kristen Kitaji, Ikonik Realty

Assumed Rate

3.35%
7.15%

Principal & Interest

$3,324 /mo
$5,094 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
CUL-DE-SAC
COZY

Come check out this stylish, Seascape beach home, located less than a mile to the beach and a short walking distance to Seascape Resort. Newly updated, this home boasts engineered wood flooring throughout, a spacious kitchen with stainless steel appliances, separate dining room, updated bathrooms and a perfect outdoor space for entertaining. The living room is spacious yet cozy with a wood burning fireplace to keep you warm on cooler evenings. As a bonus, this home has a private front yard and is the only standalone unit, sharing no walls with any neighbors. Complete with a one car detached garage, tucked away at the end of a quiet cul-de-sac, and conveniently located close to shops, restaurants and easy highway access, you won't want to miss this one!

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Assumption Snapshot

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
25 years, 3 months
Monthly PITI
$4,743.65/mo
Estimated Loan Balance
$679,042
Cash to close
$397,386
Interest Paid
$114,296

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MADRONE OAKS-II Homeowners Assocociation
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Aptos

Financial Details

  • Price per Sqft: $677.38
  • Tax Annual Amount: $13437.5
  • On Market Date: 2025-04-18T00:00:00.000Z
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Savings Calculator

Current cash to close is $397,386 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $397,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$677,614
Your Cash$397,386
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$3,324/mo
Traditional @ 7.15%
$5,284/mo
You save $1,960/month ($23,520/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82003245

Listing From:

Last updated: 2025-04-22T22:13:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$3,324 /mo
$5,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $397,386 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $397,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$677,614
Your Cash$397,386
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$3,324/mo
Traditional @ 7.15%
$5,284/mo
You save $1,960/month ($23,520/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.