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Closed

$1,950,000

($1,163,730 down)
VA

22840 Carancho Road, Temecula, CA 92590

3
5
4,630 sqft
PITI Monthly
$5,949.79 /mo

Listing courtesy of: Kellee Spillman-Malone, Reliable Realty Inc.

Assumed Rate

2.89%
7.15%

Principal & Interest

$3,619 /mo
$5,879 /mo

What's Special

SERENE
DINING
SPACIOUS
LUXURY
MASTER SUITE
CHARMING
COZY

HUGE OPPORTUNITY- AND YOU DON'T NEED TO BE A VET TO ASSUME THIS VA LOAN AT 2.25%! EXQUISITE Single-Story Hacienda Style home nestled in the picturesque De Luz area, offering a serene and luxurious lifestyle on 11.96 sprawling acres. This property is a TRUE paradise, boasting a meticulously maintained Primitivo varietal vineyard and charming guest house. Step into the main house and notice the stunning floor plan- an ENTERTAINER'S DREAM- with an open Living room~ dining room concept where the warm tones seamlessly blend with the natural surroundings visible through 4 sets of French doors opening to MASSIVE terrace. Just off the living room a library suited for the book connoisseur. The heart of the home is the gourmet kitchen, a culinary enthusiast's dream featuring top-of-the-line Viking appliances. Whether a cozy family dinner or a GRAND soirée, this kitchen is fully equipped to cater to your every culinary desire. The main house is comprised of TWO spacious suites designed to provide comfort and tranquility. The Master Bedroom offers a separate en-suite perfect for a nursery or office and opens to the terrace. Master suite also offers an oversized luxurious bathroom, offering an oasis of privacy and relaxation. The Junior suite boasts a large seating area as well as a separate private bathroom. The powder room is elegantly appointed, ensuring guests enjoy the utmost in sophistication. As you step outside through the French doors just off the dining area, a sprawling outdoor haven awaits just across the pool sized yard. The VINEYARD, a labor of love, graces the landscape and offers not only a visual feast but also the potential for crafting your own wines. The gentle rustling of leaves and the sweet fragrance from the family orchard create an enchanting atmosphere, making it an ideal space for leisurely strolls or al fresco gatherings. The guest house is a delightful gem of its own, offering a perfect blend of comfort and independence. This retreat ensures your guests feel welcomed while maintaining their privacy. Whether utilized as an in-law suite, artist's studio, office or income producing rental, the possibilities are endless. The property is adorned with Avocado Trees as well as Golden Nuggets Mandarins. In the De Luz area, where nature's beauty unfolds in every direction, this property stands as a testament to the harmonious coexistence of luxury and nature. Home features paid off solar-with 16 double sided panels.

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$5,949.79/mo
Estimated Loan Balance
$791,417
Cash to close
$1,163,730
Interest Paid
$103,951

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Fireplaces, Solar
Features
  • Materials: Plaster, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom, WoodBurning
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: CrossFenced, SplitRail, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom, Spanish
Materials
  • Plaster, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous, Rural
HOA
  • Has HOA: Yes
  • HOA Name: NONE
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $421.17
  • Tax Annual Amount: $24375
  • On Market Date: 2023-10-21T00:00:00.000Z
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Savings Calculator

Current cash to close is $1,163,730 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $1,163,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$786,270
Your Cash:$1,163,730
Total Purchase Price:$1,950,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$3,619/mo
Traditional @ 7.5%
$6,098/mo
You save $2,480/month ($29,759/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW23141384

Listing From:

Last updated: 2025-04-06T12:18:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$3,619 /mo
$5,879 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $1,163,730 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $1,163,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$786,270
Your Cash:$1,163,730
Total Purchase Price:$1,950,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$3,619/mo
Traditional @ 7.5%
$6,098/mo
You save $2,480/month ($29,759/year)

*Secondary financing rates are an estimated value based on input

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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.