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$479,000

($195,091 down)
VA

300 Stoney Oaks Boulevard, Oroville, CA 95966

3
2
1,721 sqft
PITI Monthly
$1,743.55 /mo

Listing courtesy of: Pettit P Gilwee, Windermere Signature Properties Downtown

Assumed Rate

3.92%
7.15%

Principal & Interest

$1,577 /mo
$2,253 /mo

What's Special

If you're looking for privacy and land, this is just the place for you. Located on 10 beautiful acres, this property is off the beaten path and is ideal for folks wanting to recharge, garden, play and raise animals without the noise of the city. Neighbors here are friendly, but also relish having acres to themselves. Fully stocked Koi pond, pasture, barn, chicken coops, seasonal creek, fenced and cross fenced, garden beds, fruit orchard, separate workshop/gym, 2-car garage and unsurpassed views.

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Assumption Snapshot

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.92
Remaining Loan Term
22 years, 9 months
Monthly PITI
$1,743.55/mo
Estimated Loan Balance
$286,485
Cash to close
$195,091
Interest Paid
$88,235

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central, Wood Stove
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $278.33
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T00:18:49.000Z
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Savings Calculator

Current cash to close is $195,091 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $195,091!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$283,909
Your Cash$195,091
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$1,577/mo
Traditional @ 7.15%
$2,337/mo
You save $760/month ($9,116/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224101763

Listing From: MLS Metrolist

Last updated: 2025-02-28T21:19:25.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.92%
7.15%

Principal & Interest

$1,577 /mo
$2,253 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $195,091 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $195,091!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$283,909
Your Cash$195,091
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$1,577/mo
Traditional @ 7.15%
$2,337/mo
You save $760/month ($9,116/year)

*Secondary financing rates are an estimated value based on input

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UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.