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$360,000

($89,258 down)
FHA

3227 W VILLA RITA Drive, Phoenix, AZ 85053

3
2
1,160 sqft
PITI Monthly
$1,672.27 /mo

Listing courtesy of: Rachel Welin, Keys to Your Dreams Realty

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,251 /mo
$1,990 /mo

What's Special

REMODELED
SHOPPING
ENTERTAINMENT
STAINLESS STEEL APPLIANCES
PATIO
NO HOA

Welcome home to this 3 bed, 1.75 bath home with a new roof in 2024, remodeled kitchen, with newer stainless steel appliances, and granite counters. New windows and a sliding patio door have been installed along with updated bathrooms. The large backyard and covered patio are ready for you to make into your own private oasis. This home also includes a two car garage with additional storage and laundry area. No HOA. Conveniently located by the I-17 & 101, shopping, restaurants, and entertainment, yet quietly tucked away for you to enjoy.

... Show more

Assumption Snapshot

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,672.27/mo
Estimated Loan Balance
$271,301
Cash to close
$89,258
Interest Paid
$33,181

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder: unk

Community & HOA

Community
  • Subdivision: UNION HILLS ESTATES 2
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $310.34
  • Tax Annual Amount: $746
  • On Market Date: 2025-03-03T07:30:01.000Z
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Savings Calculator

Current cash to close is $89,258 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $89,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$270,742
Your Cash$89,258
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,251/mo
Traditional @ 7.15%
$2,064/mo
You save $812/month ($9,747/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6829062

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-22T03:59:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,251 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $89,258 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $89,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$270,742
Your Cash$89,258
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,251/mo
Traditional @ 7.15%
$2,064/mo
You save $812/month ($9,747/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.