Property

427 S Spruce Street, Townsend, MT 59644

440,000

FHA
$63,988 interest already paid off
5
2
2,668 sqft
Estimated Loan Balance$316,631
Cash to close$122,624
Est. Monthly PITI$2,577
Initial Loan Amount$328,932
Time on site2 months
Remaining Term26 years, 10 months

Payment Calculator

$2,577

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

How much can you bring down?$122,624
Find out if you qualify by applying with our experts.
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Assumed Rate

6.26%
6.47%

Principal & Interest

$2,027 /mo
$2,079 /mo
PatrickRachelMike

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About this home

FRESH PAINTMOVE-IN READYMODERNFINISHED BASEMENT
What if your next home didn’t just offer space—but made life easier, more comfortable, and ready for what’s next? Welcome to 427 S Spruce Street in Townsend, Montana. This freshly updated 5-bed, 2-bath home offers nearly 2,700 sq ft across two levels. Upstairs features new flooring, fresh paint, resurfaced countertops, and new appliances in a brigh
4 monthsOn UMe
ResidentialProperty Type
1966Year Built
2668 SqftLiving Area
$165Price Per Sqft
$249Monthly Taxes

Listed by • Jeannie Steele, eXp Realty - Helena

Property Details

Garage/Carport Information

  • Has Garage
  • No Attached Garage

Parking

  • Features: Garage
  • # of Parking (Total): 3
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

All information should be verified by the recipient and none is guaranteed as accurate by MTR

MLS ID: 30065467

Listing From: MTR

Last updated: 2026-06-22T23:30:16.343Z

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