Property SearchContact
primary-1
primary-2primary-3
Active

$499,000

($160,140 down)
FHA

67496 Rio Oso Road, Cathedral City, CA 92234

4
3
1,694 sqft
PITI Monthly
$2,496.44 /mo

Listing courtesy of: Jazmin Rios, eXp Realty Of Southern California Inc

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,549 /mo
$2,493 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
CLUBHOUSE
COZY

Nestled in the warm, welcoming Verano community of Cathedral City, this beautiful 4-bedroom, 3-bathroom home is more than just a house - it's where memories are made.Built in 2021, this thoughtfully designed two-story home offers 1,694 sq ft of comfort and possibility. From the moment you walk in, you're greeted by an open, light-filled living space that flows effortlessly from the cozy family room to a modern kitchen built for connection - complete with a custom island, sleek tile backsplash, and space that just feels right.Whether you're hosting a dinner with loved ones, enjoying a quiet evening, or watching the kids play in the low-maintenance backyard with soft artificial turf, every part of this home invites joy and ease. One of the four bedrooms is conveniently located downstairs - perfect for guests, an office, or multigenerational living.Upstairs, the spacious primary suite becomes your private retreat, with a luxurious walk-in shower and closet space that makes mornings a little easier.Life here means more than four walls - it means community. Take a stroll to the clubhouse for a swim, enjoy a morning workout, play a game of pickleball, or bring the kids to the park just down the road. The low HOA fee gives you access to all of this and more. Home has leased solar. And when you're ready for a night out or a weekend adventure, you're just minutes from the heart of Palm Springs - dining, shopping, and fun all within reach.67496 Rio Oso Rd isn't just a property - it's a home waiting for your story.

... Show more

Assumption Snapshot

Upgrade to gain access

Get Access

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,496.44/mo
Estimated Loan Balance
$340,988
Cash to close
$160,140
Interest Paid
$39,365

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Slate
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: Slate
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Verano
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Associa Desert Resort Management
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Monthly
Location
  • Region: Cathedral City

Financial Details

  • Price per Sqft: $294.57
  • Tax Annual Amount: $6237.5
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,140 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $160,140!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$338,860
Your Cash$160,140
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,549/mo
Traditional @ 7.15%
$2,586/mo
You save $1,038/month ($12,455/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219128937DA

Listing From:

Last updated: 2025-04-27T17:32:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,549 /mo
$2,493 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Upgrade to gain access

Get Access

Savings Calculator

Current cash to close is $160,140 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $160,140!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$338,860
Your Cash$160,140
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,549/mo
Traditional @ 7.15%
$2,586/mo
You save $1,038/month ($12,455/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.